Share This Page

FacebookTwitterStumbleuponGoogle BookmarksReddit

Money Math - what everyone should know

A lot of math actually originates in dealing with money and games. What I call money math here is nothing beyond what most people learn in school and may have forgotten or just aren’t comfortable doing anymore. But if, like me, you’re aiming to make large amounts of money, you will sooner or later need to learn and understand the basic techniques described here - especially in order to avoid mistakes and being ripped off by those who do know them.

Probably you already know all of those techniques. But knowing is not enough, you need to feel at home with them and be willing to check up on the numbers you encounter in banking and finance. Whether you’re comparing loans or bonds or just checking if your bank is calculating the interest of your loan correctly, some math will definitely be needed. Even though most people understand percentage and interest, many are prone to make mistakes and not notice or not notice other people’s mistakes.

Banks profit on customers who don’t notice mistakes!

Banks often reckon with this and deliberately include small errors (that benefit them) in their calculations for their customers. This is most common with interest payments for credits or loans because people often don’t check or can’t because they don’t know the math (which is what the banks are counting on). Sure it’s dishonest and outright despicable but it makes sense. You see, when you do catch them, all you can do is complain and they’ll correct it. Out of the thousands or millions of little mistakes they make, only a small number will be found out and need to be corrected and the rest is free money for them. Basically it’s the same as stealing very small amounts so that most people don’t notice. Even if they’re caught, nobody can prove that their “mistakes” were deliberate. I dare not think how many loans have been artificially made more expensive this way over the years. Well the only way to protect yourself from this is to look over their shoulder and double check everything that involves numbers - particularly when working out loan interest and things like that.

If you’re fine with money math and don’t need any brushing up then the following problem should be really easy and obvious to you:


If you have $ 100 and lose 10 % in a trade, then you make another trade and gain 10%, how much do you have?

Pick an answer:

If you chose $ 100 for your answer, then you need to brush up on your math skills because the correct answer is in fact $ 99. Read on to find out why it’s not $ 100. Don’t worry, it’s an easy mistake to make even if you’re good at percentages.

Basic Money Math Techniques

Here I will discuss some basic things you need, where they’re needed and what the common pitfalls are. I won’t show you the actual methods and operations yet because you almost certainly know them already so I put them in the appendices for those who want to do some hands-on number crunching. Oh, and I’m assuming you know how to add, subtract, multiply and divide - also with fractions.

1: Percentage Calculation

Percentage is absolutely vital anything to finances. So much in finance is worked out in percentage: stock prices, interest rates for loans, bonds, credits and inflation. You absolutely cannot get by without a thorough understanding of percentage. Why is percentage so often used? Because it’s far easier to understand changes in prices by percentage than it is to compare them directly.

Example 0.1

If you have $ 1000 invested in shares from a company and the share price goes up by $ 1 then that tells you nothing without also knowing the share price. If the share price was $1 before then that means it has doubled and you have $ 2000 but if the share price was $ 100 then you only have $ 1010.

But giving the price change in percentage tells you all you need to know because if it went up by 5% then so did your capital - no matter what the share price was.

Example 0.2

Supposing you need a loan. So essentially you’re renting money and you pay a fee for it. Obviously, the more you rent, the higher the fee. But if you don’t use percentage (say 10 %), then the person giving you the loan would have to quote a different fee for every different sum a customer asks for and on top of this, the fee for the loan would change every year. With percentage it’s just one number and that way you can compare different loans far more easily. If one loan costs 8 % and another loan costs 8.5 % then you can instantly tell which loan to go for.


The question I gave you above shows how easy it is to make mistakes with percentage calculations. Because percentage isn’t just a number but a relationship between several numbers, people often make the mistake of treating percentage just as any other number. So when confronted with the situation of losing 10 % and then gaining 10 %, we might forget that, after we lost 10 % we have a new number and 10 % of that new number is different to 10 % of the first number we had. So using our problem above here is what happens exactly:

  1. We have $ 100
  2. We lose 10 % which is $ 10 so we now have $ 90
  3. We gain 10 % of $ 90 which is $ 9
  4. Therefore we have $ 99

Now what if we reversed the order - meaning we first gained 10 % and then lost 10 %?

Lets take a look:

  1. We have $ 100
  2. We gain 10 % which is $ 10
  3. We now have $ 110
  4. We lose 10 % of this which is $ 11
  5. We now have $ 99

So in both cases we end up with less than what we started with. This goes to show that percentage tends to have much more impact when it’s working against you than when it’s working with you. Especially stock market traders have to keep this in mind because it means that it usually takes more winning trades to recover from a loss than it took to make the loss in the first place.

2: Interest Calculation

Interest is essentially a kind of rent for money. If you borrow money then you pay interest (such as with a loan) and if you lend money you get paid interest (for example a savings account). The interest rate is given as a percentage of the amount borrowed and gets paid out per year (though this can vary too).

Compound Interest

So why don’t we just call it a fee instead of giving it a special term of it’s own?

Well interest has the strange feature that it accumulates. We call this compound interest. It’s basically down to another one of those pitfalls with percentage calculations I mentioned above. You see, because interest is a percentage of the capital owed, when it gets paid out, the capital changes. Let’s look at an example to clarify this:

Supposing you have a savings account with an interest rate of 2 % and you leave $ 100 on it for 2 years. Here is what happens:

  1. You start off with $ 100
  2. At the end of the first year, you get paid 2 % interest which is $ 2 so…
  3. after the first year you have $ 102.
  4. At the end of the second year, you get your next interest payment of 2 % but this is now $ 2.04
  5. So after two years you have $ 104.04

This is the effect of compound interest working. Because after the first year you also collect interest on the interest from the first year. So the interest payment is greater every year and the growth of your capital isn’t in a straight line but in a curve which means each year it grows faster than the previous year.

The same works the other way when you take out a loan and pay interest. However, usually people pay off the interest on their loans and credits every year (or month) so that it doesn’t accumulate. Better always check the terms of your loan or you might be surprised.

Because of this nonlinear nature of interest, people often don’t realize the impact it can have in the long run. It’s also a favorite place for banks to make their “mistakes”. So it’s very important to be able to work it out yourself and check up on what they’re doing. See appendix B for how to do this.

There is a favorite phrase among fortune builders like us:

Let interest work for you and not against you

What this means is that you should not be borrowing money or having any dept because it costs you a lot of interest. Instead you should be collecting interest because it’s a sure way to increase your capital.


3: Rounding

There are many different ways you could round numbers but in finance the widely accepted standard is to round up when the digit is 5 or above and round down when it’s below 5. This means rounding $ 2.333 would yield $ 2.33 and rounding $16.278 would yield $ 16.28.

Usually, in most fields we also say how much we round a number but with finance it’s nearly always to the nearest cent unless stated otherwise.

There is one important thing to note that many people aren’t aware of: always only round your final result - never do your calculations with rounded numbers. Because rounding is an inaccuracy and if you keep using that inaccuracy in calculations with each partial result, that inaccuracy can easily get a lot bigger than it would if you’d only rounded the final result:

Example 0.3

We’re adding three numbers together and multiplying the result with another number:

3.249 + 6.148 + 5.338 = 14.735

Now multiplying that with 2.149 gives us 31.665515

Rounding brings 31.67

Now we will perform the same calculation but we will round the numbers to 2 decimal places first:

3.25 + 6.15 + 5.34 = 14.74

Now multiplying with the rounded number 2.15 gives us 31.691

Rounding brings 31.69

One can easily see that rounding your working numbers yields far more inaccurate results than only rounding your final result. The more numbers you use and the more complex the calculation, the more inaccurate the result will be.

4: Some interesting examples

If you lose 50 % of your capital, you need to gain 100 % to get all your money back.

At a growth of 10 % per year, your capital will double in 7 years, 3 months and a few days

In June 2011, the inflation of the US dollar was 3.6%. At that rate your money will lose half its value every 20 years! This means that, if you retire in 20 years, you will need to have twice as much coming in every month in order to maintain the same living standard. So make sure you keep inflation in mind when looking at retirement plans.

Most savings accounts give you an interest rate that is BELOW the inflation so keeping your money in such an account means it’s losing value every year. As of now (2011) any savings account in US dollars with less than 3.6% interest is a sure loss.



APPENDIX A - Percentage

Calculating percentage is really just a certain combination of multiplication and division.

You typically encounter three kinds of questions in percentage calculation:

  1. How much is 8% from 32 ?
  2. How much percent is 8 from 32 ?
  3. 8 is 25% of what number?

We’ll start with the first kind. Here are a few examples followed by a general rule:

Example 1.1

How much is 10% from 300?

You start by dividing 300 by 100 and then multiplying the result by 10:

So we divide 300 by 100 and get 3.

Then we multiply 3 by 10 which gives us 30

Example 1.2

How much is 3% from 66?

Dividing 66 by 100 gives us 0.66 and multiplying this by 3 gives us 1.98

In general

How much is x % from a number y ?

Divide y by 100 and multiply the result by x.

Actually you don’t even have to do it in that order but it’s better to stick to one method you’re comfortable with.

Now the second kind of percentage problem:

Example 2.1

How much percent is 8 from 32?

Divide 8 by 32 and multiply the result by 100.

So 8 divided by 32 is 0.25 and multiplying that by 100 gives us 25.

There fore 8 is 25 % of 32.

Example 2.2

How much percent is 5 from 200?

5 divided by 200 is 0.025 and multiplying that by 100 gives us 2.5 %

In General

How much percent is q from r ?

Divide q by r and multiply the result by 100

The third kind of percentage calculation

Example 3.1

12 is 5 % of what number?

Divide 12 by 5 and multiply the result by 100.

12 divided by 5 is 2.4 and multiplying that by 100 gives us 240.

So 12 is 5 % of 240.

Example 3.2

6 is 20 % of what number?

Divide 6 by 20 and you get 0.3. Multiply that by 100 and we get 30

In General

s is t % of what number?

Divide s by t and multiply the result by 100.


APPENDIX B - Interest

Calculating compound interest is probably the most complex calculation you’ll encounter in finance maths. Luckily, there are online interest calculators in abundance that do that for you. Still it’s better to understand the process yourself because it gives you a clearer picture of what’s actually happening to your money.

Example 4.1

Our starting capital is $ 100 and we have a savings account with 4 % interest paid out annually. Let’s work out what happens to our capital after each year:

After the 1st year we get 4 % interest on $ 100. 4 % from 100 is 100 divided by 100 and multiplied by 4 which gives us $ 4. And this we add to our capital which gives us $ 104.

In short we write it like this (the * stands for multiplication instead of using x):

Capital after the 1st year is $ 100 + (100/100)*4 = $ 104.

After the 2nd year we get 4 % interest on $ 104, so we have $ 104 + (104/100)*4 =

$ 108.16

After the 3rd year we get 4 % interest on $ 108.16, so we have $ 108.16 + (108.16/100)*4 = $ 112.4864 ( remember not to round until we’re done with all calculations)

As you can see, for each year, we take the capital from the previous year and add the new interest payment to it which we work out using the formula

(capital from previous year / 100 ) * 4.

Now you understand how it works, but with this method, we can only work out what we get from one year to the next. If we want to be able to calculate how much we have after 10 years, or 20 years or n years, then this would be a long and tedious procedure inviting mistakes.

Compound Interest Formula

Fortunately there is a formula with which you can work out your capital after n years directly, where n stands for any number of years you choose. Here it is:

  • Call the starting capital or initial amount by the letter C
  • Call the interest rate p (so if we get 4 % interest then that means p = 4)
  • Call the number of years after which we want to know how much we have by n
  • Let the result (what we have after n years) be called R

Then our formula for working out compound interest is:

Compound Interest Formula

In words:

  1. Divide the interest rate by 100 and add that to 1
  2. Multiply the resulting number with itself as many times as you want years to have passed
  3. Multiply the resulting number with the starting capital

Of course, even in finances, things can become more complicated, for example if you have interest payments every quarter rather than every year. Also, ideally we should prove that this formula works for any number of years but since this is about finances as needed by private people, what we’ve covered here should go a long way.


0 # hvac installation 2014-08-11 10:36
From geothermal drilling to electric heating to central air, the options for managing the
indoor temperature of your home are endless. gov, with all the size of their residence and volume of rooms.

There are a couple of minor issues may become a tiny crisis.
Reply | Reply with quote | Quote
0 # online loans 2014-08-15 14:31
What a information of un-ambiguity and preserveness of valuable know-how regarding unexpected feelings.
Reply | Reply with quote | Quote
0 # dating advice 2014-09-03 05:04
If you desire to improve your know-how just keep visiting this site and be updated with the newest news posted

Feel free to surf to my homepage :: dating advice:
Reply | Reply with quote | Quote
0 # Http://Www.Design21 2014-09-03 22:04
Hi there to every body, it's my first pay a quick visit of this
web site; this weblog coontains remarkable and truly good stuff in favor of readers.
Reply | Reply with quote | Quote
0 # Vedic Math 2014-09-09 12:17
I am in fact glad to read tnis blog posts which consists oof lots of valuable information, thanks for providing such
Reply | Reply with quote | Quote
0 # nike sverige 2014-09-20 11:57
Hey there! I've been following your site for a while now and finally got the courage to go ahead and give you a shout out from Porter Texas!
Just wanted to tell you keep up the fantastic job!

Here is my blog nike sverige:
Reply | Reply with quote | Quote
0 # Pamala 2014-10-22 22:42
Other times, burglars may see the sticker on the door for the particular brand of alarm system used, determine that no one is home, and
break in anyway. Fortunately, there are some tips you can follow to help secure your online site without getting a
degree in Computer Sciences. The audit should check whether all software have the latest patch installed,
and whether the system configuration allows the software to detect
and prompt the user to install the latest patches automatically.
Reply | Reply with quote | Quote
0 # 2014-10-29 20:05
Spot on with this write-up, I honestly feel this amazing site needs far more attention. I'll probably be
returning to read through more, thanks for the info!
Reply | Reply with quote | Quote
0 # putting food 2014-10-31 02:29
Please let me know if you're looking for a author for
your blog. You have some really good posts and I think I would be a good asset.
If you ever want to take some of the load off, I'd really like to write some material for your blog in exchange for a link back to mine.
Please shoot me an e-mail if interested. Kudos!
Reply | Reply with quote | Quote
0 # free arab dating 2014-11-20 17:45
Howdy! I simply wish to give you a huge thumbs up for
the excellent information you have right here on this post.
I will be returning to your website for more soon.
Reply | Reply with quote | Quote
0 # Greeley seo service 2014-11-26 02:56
I'm gone to tell my little brother, that he should also pay a quick visit this blog on regular basis to get updated from
hottest news update.
Reply | Reply with quote | Quote
0 # loan irrespective 2015-01-10 07:56
Hello to all, the contents present at this site are in fact awesome for people
knowledge, well, keep up the good work fellows.

Also visit my web site - loan irrespective:
Reply | Reply with quote | Quote
0 # try what he says 2015-02-20 20:51
ʜere spots embody tɑking prescription drugs іn thee vicinitfy of
physicians' Heroin folks usuallү in point օf fact have mօге
expertise in the sturdiness along աith the blog posts tօ the stupefy aand in additіon efficiently.

} Uѕually the miracle consists of yoou ʝust transport say yoս decided to imagine a heart infection futue oon үour.

Oxycodone definitеly opiatte ' some of the family оf prescribed medication ԝҺo
ԁefinitely ɑгe constructed fгom poppies that аlso
includeѕ valid, addicting prescription medications еxample morphine, codeine, and heroin.

My weblog; tгy what he says:
Reply | Reply with quote | Quote
0 # Garcinia Diet 2015-06-18 09:34
Hey there I am so glad I found your weblog, I really found you by accident, while I was searching on Aol for something
else, Nonetheless I am here now and would just like to say thanks a lot
for a marvelous post and a all round exciting
blog (I also love the theme/design), I don’t have time to read through it
all at the minute but I have bookmarked it and also added
your RSS feeds, so when I have time I will be back
to read a great deal more, Please do keep up the excellent b.
Reply | Reply with quote | Quote
0 # ultimate home 2015-06-23 11:50
Hello! Do you know if they make any plugins to protect against hackers?
I'm kinda paranoid about losing everything
I've worked hard on. Any suggestions?
Reply | Reply with quote | Quote
0 # garcinia cambogia 2015-07-19 22:04
Fantastic goods from you, man. I have understand your
stuff previous to and you're just too excellent. I really like what you've acquired
here, really like what you're saying and the way in which you say it.
You make it entertaining and you still take care of to keep it smart.

I can not wait to read much more from you. This is actually
a great site.
Reply | Reply with quote | Quote
0 # How To Shed Pounds 2015-07-28 22:40
I like the valuable info you provide to your articles.
I will bookmark your weblog and take a look at once more here
regularly. I am moderately sure I'll be told many new stuff right right
here! Good luck for the next!
Reply | Reply with quote | Quote
0 # grosir mukena 2015-07-29 05:57
Hal iini sekalian berguna men-check apakah pemegang lisensi
webstore online tersebut memangg serius berjualan atau bisa jadi hanya abal-abal saja.
Beda kasus kaloau yang anda lihat adalah baju bola grosur yang bertujuan adalah yang penting diskon gedhe, seringkali material tidak teralu dipertimbangkan disini, cetak sablon boleh
KW2 yang penting jangan parah-parah banget yang akhirnya malah tidak kepakai khan L.
bisa rumit kalau duit sudah dikirim walhasil kaos bola idaman yang
ditunggu tak kunjung datang.

my website; grosir mukena:
Reply | Reply with quote | Quote
0 # Millionaire 2015-08-12 21:51
Hey very nice blog!
Reply | Reply with quote | Quote
0 # sap2000 tutorial 2015-08-15 04:24
If some one needs to be updated with most recent technologies afterward he must be go to see this web page and be up to date everyday.

My web site :: sap2000
Reply | Reply with quote | Quote
0 # Uber Trim Diet 2015-08-16 03:38
It's an amazing post designed for all the internet users; they will take benefit
from it I am sure.
Reply | Reply with quote | Quote
0 # Extreme Home Profits 2015-08-25 20:09
each time i used to read smaller posts which also clear their
motive, and that is also happening with this piece of writing which I am
reading now.
Reply | Reply with quote | Quote
0 # Pure Form Garcinia 2015-08-27 19:35
I always spent my half an hour to read this weblog's
articles or reviews everyday along with a mug of coffee.
Reply | Reply with quote | Quote
0 # Creating Income 2015-09-06 14:55
Hello, of course this paragraph is really nice and I have learned lot of things from it regarding blogging.
Reply | Reply with quote | Quote
0 # path to earning 2015-09-13 05:10
Hello, i think that i saw you visited my web site so i came to “return the favor”.I'm trying to find things to improve my web
site!I suppose its ok to use some of your ideas!!
Reply | Reply with quote | Quote
0 # online income blast 2015-09-17 23:03
I really like what you guys tend to be up too.

This kind of clever work and coverage! Keep up the terrific works guys I've included
you guys to our blogroll.
Reply | Reply with quote | Quote
0 # Garcinia Cambogia 2015-09-19 21:42
I have read so many articles regarding the blogger lovers however
this article is genuinely a good post, keep it up.
Reply | Reply with quote | Quote
0 # Pure Life Garcinia 2015-09-24 10:31
If some one wants expert view about blogging and site-building
then i suggest him/her to go to see this webpage, Keep up the pleasant job.
Reply | Reply with quote | Quote
0 # garcinia wonder 2015-09-28 05:45
Thanks designed for sharing such a pleasant thought, piece of writing is good,
thats why i have read it fully
Reply | Reply with quote | Quote
0 # Garcinia Cambogia 2015-10-24 04:48
If some one needs expert view regarding running a blog afterward i recommend
him/her to pay a visit this website, Keep up the nice job.
Reply | Reply with quote | Quote
0 # 21 Step System Scam 2015-10-27 10:46
Thank you for the auspicious writeup. It in fact was
a amusement account it. Look advanced to more added agreeable
from you! However, how could we communicate?
Reply | Reply with quote | Quote
0 # Clinical 75 2015-11-08 04:54
Hi! Someone in my Myspace group shared this site with us
so I came to take a look. I'm definitely loving the information. I'm book-marking and will be tweeting this to my followers!
Outstanding blog and brilliant design.
Reply | Reply with quote | Quote
0 # home online earners 2015-11-20 03:54
A motivating discussion is worth comment. I do think that you need to write
more about this subject, it may not be a taboo
subject but typically people do not talk about such topics.
To the next! Kind regards!!
Reply | Reply with quote | Quote
0 # Sheer Strength 2015-12-01 15:52
I’m not that much of a internet reader to be
honest but your sites really nice, keep it up! I'll go ahead
and bookmark your site to come back in the future. Many thanks
Reply | Reply with quote | Quote
0 # cash camp 2015-12-18 19:05
Thank you for the auspicious writeup. It in fact
was a amusement account it. Look advanced to more added agreeable from you!
However, how could we communicate?
Reply | Reply with quote | Quote
0 # 2016-01-10 16:40
It's amazing in favor of me to have a website, which
is useful for my experience. thanks admin
Reply | Reply with quote | Quote
0 # f inance 2016-01-30 19:30
Hello, i rread your blog from time tto time and i own a
similar one and i was just wondering if you get a lot of spam feedback?

If so how do you prevent it, any plugin or anything you can recommend?

I get so much lately it's driving me mad so any assistance iss
very much appreciated.
Reply | Reply with quote | Quote
0 # Garcinia Gold Slim 2016-02-06 16:17
I like looking through an article that can make
people think. Also, thank you for allowing for me to comment!
Reply | Reply with quote | Quote
0 # Garcinia Cambogia 2016-02-06 22:15
For hottest information you have to go to see the web
and on internet I found this web site as a best web
page for latest updates.
Reply | Reply with quote | Quote
0 # androidhacktool 2016-02-29 02:54
Dating a woman keeps you healthy and refreshes the mind.

However, if it makes sense to get attention through different areas
is another matter altogether. Games help people who are recovery from physical injuries gain motor skills
and coordination too.
Reply | Reply with quote | Quote
0 # Cize Workout 2016-03-04 18:29
What's up friends, nice paragraph and fastidious arguments commented here,
I am actually enjoying by these.
Reply | Reply with quote | Quote
0 # jaybird headphones 2016-03-13 00:09
Very descriptive blog, I enjoyed that bit. Will there be a part
Reply | Reply with quote | Quote
0 # Ultimate Garcinia 2016-04-27 03:11
I'm not sure why but this blog is loading incredibly slow for me.

Is anyone else having this issue or is it a issue on my end?
I'll check back later and see if the problem still exists.
Reply | Reply with quote | Quote
0 # adult site online 2016-08-02 06:26
Hey there, You've done a fantastic job. I will definitely digg it and personally suggest to my friends.
I am sure they will be benefited from this website.
Reply | Reply with quote | Quote
0 # ToolFellas 2016-09-27 06:22
Iused to be recommended this website through my cousin. I'm not sure whether or not this put up
is written through him as no one else understand such
specified approximately my trouble. You're amazing!

Thank you!
Reply | Reply with quote | Quote
0 # Janelle 2016-09-27 09:21
Have you ever thought about including a little biit more than just your articles?
I mean, whjat you say is valuable and all. Nevertheless think about if you added some great
imaes or video clips to give your posts more, "pop"! Your content is excellent but with images and video clips, this
blog could undeniably be oone of the most beneficial in its niche.
Fantastic blog!

Take a look at my blog local car audio dealers (Janelle:
Reply | Reply with quote | Quote
0 # web site online 2016-11-16 05:29
I got what you mean, thank you for posting. Woh I am delighted to find this website
through google.
Reply | Reply with quote | Quote
0 # Alphonse 2016-12-31 15:36
I’ve already been reading you weblog for a few days and I can’t stop doing
it. It is great! Many thanks for posts. I don’t even need
to read any writing guidelines like Alphonse: as I figure out a lot from
your blog posts.
Reply | Reply with quote | Quote
0 # Work From Home Hype 2017-01-03 21:38
Ahaa, its pleawant dialogue concerning thnis piece oof wriiting here at this webpage,
I have read all that, so at this time me also commenting
Reply | Reply with quote | Quote
0 # jak szybko zarobić 2017-04-17 14:35
You can certainly see your expertise in the work you write.
The arena hopes for more passionate writers like you who are not afraid to say how they believe.
At all times follow your heart.
Reply | Reply with quote | Quote
0 # Garcinia Clean XT 2017-05-17 07:10
Some really great articles on this web site, appreciate it for
Reply | Reply with quote | Quote
0 # Phillis 2017-05-24 23:57
s recommended that you make use of a protective polish at the same time, to
make sure they're from getting too soiled next time.
If the oil is milky or coffee coloured, it means that the engine coolant is now when combined the oil, indicating an important engine problem such as a
blown cylinder head gasket. Instead of keeping
it by themselves, they shared the technology them to be able to develop
with Ford this also now helps inside the popularity of environment-safe hybrid electric cars.
Reply | Reply with quote | Quote
0 # Kandace 2017-05-26 05:05
They are obtainable with Chrome, Titanium, Carbon Fiber or Black
finishes. This will help you relax and feelfresh in the morning which assists that you concentrate more on your studies.
This is because the corporation plans to develop inventories at high-volume dealers in main locations
Reply | Reply with quote | Quote
0 # Cage Extension 2017-05-26 06:29
You save mileage a great deal without needing to remove your tailgate and risk open-gate driving.
Transport companies, resellers and importers, distribution centres, warehouses and manufacturers all need use
of shipping containers, as well as the forklift container ramp is the
best solution. The mixture of such 3 chevy truck areas and accessories will make sure
that you simply are strengthening not only the physical aspect in the auto but also the dependability of it regarding supplying the right
safeness measures for everybody inside.
Reply | Reply with quote | Quote
0 # GreenLipo 2017-05-26 19:17
Hello, Neat post. There's an issue together with your website in web explorer, could test this?

IE still is the marketplace leader and a large part of other folks will miss your excellent writing due
to this problem.
Reply | Reply with quote | Quote
0 # Garcinia GO Vita 2017-06-02 11:58
Some times its a pain in the ass to read what website owners wrote but
this internet site is real user friendly!
Reply | Reply with quote | Quote
0 # Tipping Traiers 2017-06-04 11:59
The Federal Motor Carrier Safety Administration has approved a rule whereby states
will probably be mandated to merge commercial truck and bus drivers' licenses with drivers' medical examination certificates in a single
electronic record. Recent calls from disgruntled long-haul diesel drivers have stated much higher losses in mileage.
The BLM seems plenty pleased with their new electric additions nowadays, plus they show signs and symptoms of needing more inside the future.
Reply | Reply with quote | Quote
0 # Anemonalove 2017-07-05 08:10
Hi guys! Who wants to meet me? I have profile at,
we can chat, you can watch me live for free, my nickname is Anemonalove , here is my
Reply | Reply with quote | Quote
0 # Anemonalove 2017-07-16 02:57
Hi fellas! Who wants to meet me? I'm live at, we can chat, you can watch
me live for free, my nickname is Anemonalove , here is my photo:
Reply | Reply with quote | Quote
0 # 86Judy 2017-07-26 12:32
I see you don't monetize your website, don't waste your traffic,
you can earn additional bucks every month because your
content is good quality. If you want to know what is the best adsense alternative, search in google: murgrabia's tools
Reply | Reply with quote | Quote
0 # seldom 2017-07-27 21:23
It's very easy to find out any topic on web as compared to textbooks, as I found this paragraph at this web
Reply | Reply with quote | Quote
0 # DonnellX 2017-10-02 01:14
I see your page needs some fresh articles. Writing manually takes a lot
of time, but there is tool for this time consuming task,
search for; Wrastain's tools for content
Reply | Reply with quote | Quote
0 # SH 2017-11-01 18:10
It's an awesome article designed for all the internet viewers; they
will take benefit from it I am sure.
Reply | Reply with quote | Quote
0 # UQ 2017-11-08 11:08
Hi all, here every person is sharing these familiarity, thus it's good to read this blog, and I used to visit this web site every day.
Reply | Reply with quote | Quote
0 # JodySmall 2017-11-28 13:19
I have checked your site and i have found some duplicate content, that's why you don't rank high in google, but there is a
tool that can help you to create 100% unique content, search for; Boorfe's tips unlimited content
Reply | Reply with quote | Quote
0 # FirstDouglas 2017-12-06 07:07
I have noticed you don't monetize your blog, don't waste your traffic, you can earn extra cash
every month because you've got hi quality content.
If you want to know how to make extra $$$, search for: Boorfe's tips best adsense alternative
Reply | Reply with quote | Quote
0 # feet video 2017-12-12 06:53
Excellent content, bookmarked
Reply | Reply with quote | Quote

Add comment

Security code

We use cookies to improve our website and your experience when using it. Cookies used for the essential operation of the site have already been set. To find out more about the cookies we use and how to delete them, see our privacy policy.

I accept cookies from this site.

EU Cookie Directive Module Information